01
One workspace for your whole financial picture
See net worth, monthly flow, fixed commitments, and runway in a single summary - without jumping between apps or spreadsheets.
For personal & businessNet worth, transactions, wealth & goals - in one app
Your financial life, beautifully organized.
The complete money workspace for India. Track cash flow, grow wealth, manage subscriptions, and plan goals - personal and business, kept separate.
Product
Finance-first life management, designed to stay clear as you scale.
Livonomi is not just an expense tracker. It is a structured operating system for money - from daily transactions to long-term wealth, recurring commitments, and the goals that give your finances direction.
02
Built for real life, not just bookkeeping
Track loans, investments, insurance, vehicles, and recurring subscriptions alongside everyday transactions.
03
Secure by design
Phone-based OTP sign-in keeps access simple while your data stays tied to your account and syncs across devices.
Modules
Every part of your financial life has a home.
The app is organized into focused modules that mirror how people actually think about money - overview first, then transactions, wealth, and dreams.
Summary
Your daily financial command center
Start every day with net worth, savings rate, runway, subscription load, and an AI wellness score computed from your live data.
- Net worth and asset allocation at a glance
- Today and month-to-date income vs spend
- Goal progress and fixed monthly outflow
- Financial health index with runway, savings, debt, and growth
Transactions
Every rupee, clearly accounted
A focused transaction ledger for income, spending, and transfers - filtered by category so you always know where money moves.
- Income, spend, and transfer views
- Category-aware filtering
- Signed amounts with clear debit and credit cues
- Workspace-specific transaction history
Wealth
Accounts, debt, and assets in one place
Manage banks, cards, cash, wallets, loans, investments, insurance policies, and vehicles without losing context.
- Multi-account balances and credit limits
- Loan EMIs, outstanding principal, and due dates
- Investments from mutual funds to real estate
- Insurance renewals and vehicle running costs
Dreams
Turn goals into measurable progress
Define what you are saving for, set target amounts and horizons, and watch progress build over time.
- Multiple goals with individual timelines
- Current vs target tracking
- Visual progress rings and milestones
- Overall dream portfolio view
Workspaces
Personal life and business, kept separate.
Switch between personal and business contexts without duplicating your setup. Each workspace carries its own transactions, categories, subscriptions, and insights.
Personal workspace
WorkspaceTrack household cash flow, savings goals, investments, insurance, and everyday spending in a workspace tuned for individual life.
Household accountsPersonal goalsFamily subscriptionsIndividual insights
Business workspace
WorkspaceSwitch context to operating cash, business revenue, expenses, and subscriptions without mixing personal and company finances.
Operating cash viewBusiness revenue & spendFixed monthly outflowSeparate insights
Blog
Guides for smarter money management.
Practical articles on workspaces, financial health, and getting the most from Livonomi.
2 min read
Why Livonomi is your financial operating system
Most finance apps stop at expense tracking. Livonomi connects cash flow, wealth, subscriptions, goals, and insights in one workspace built for real life.
personal financeproductlife management
Read article →2 min read
How to keep personal and business finances separate
Mixing personal and business money creates blind spots. Learn how workspace separation helps you track cash flow, subscriptions, and insights with confidence.
business financeworkspacescash flow
Read article →2 min read
Build a weekly financial health routine with Livonomi
A simple weekly review using Summary, Transactions, Wealth, and Insights helps you spot drift early and stay aligned with your goals.
financial healthhabitsinsights
Read article →
Ready when you are.
Get started with Livonomi today. Download the app on your mobile device to start managing your personal and business finance workspaces in one secure dashboard.